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Wright-Patt Credit Union

Wright Advice

Home Maintenance & Repair » Maintenance

Home maintenance is an important, yet often overlooked, expense to consider when purchasing a home. Keeping a Home Maintenance Schedule and performing preventative maintenance on a regular basis is one of the best ways to protect your investment.

Why do regular home maintenance?

  • Home maintenance helps maintain the value of your property
  • A well-maintained home is usually easier to sell and usually results in a higher price
  • A well-maintained house is more comfortable
  • Regular care minimizes unexpected repair work and expense
  • Regular small repairs keep costs from becoming larger

How much should I budget for home maintenance?

We recommend budgeting one to three percent (1 - 3%) of your home’s value to cover the cost of potential repairs and replacements. This will keep you from dipping into other funds like a retirement account or college savings if you need to replace expensive items or fix major problems.

What is involved in home maintenance?

Things such as cleaning the roof and gutters, cleaning or painting outside wall surfaces, cleaning floors and walls, vacuuming carpet, keeping sink and shower drains running freely, etc.

What are some things I should maintain regularly?

Go through your home and create a checklist of items that should be done every month, every six months, semiannually, and annually. For example, your HVAC's air filters need to be changed monthly. You’ll also need to keep up with fire safety – having working extinguishers and smoke detectors is important and an inexpensive way to avoid a disaster. In addition, maintaining major appliances and plumbing are all important to keeping a home running smoothly. Below are some of the areas you’ll want to inspect annually.

  • Foundation, basement, and yard
  • Exterior walls, windows and doors
  • Roof
  • Interior surfaces
  • Electrical system and fixtures
  • Heating and cooling system
  • Plumbing system
  • Safety system

The Homeownership Center of Greater Dayton offers a great course on Home Maintenance . For more information, click here


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Mortgage loans processed and underwritten by myCUmortgage, LLC — a wholly-owned subsidiary of Wright-Patt Credit Union, Inc. All loans subject to credit approval and property appraisal.

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