A home is more than bricks, mortar, wood, and nails. A home fulfills your dreams, helps you build wealth, and provides security for you and your family. Your monthly mortgage payments can act as a type of scheduled savings plan, building equity in your home that can be borrowed against or converted to cash when selling or refinancing. Plus, the interest paid on your mortgage is usually tax deductible and can save you a substantial amount each year in federal income taxes.*
Wright-Patt is here to help you overcome the common obstacle of obtaining funds for a down payment and walk you through the home buying process so you can achieve your dream of home ownership quickly and easily.
First, determine what you can afford
If you're not sure you can afford to buy a home, you can use our handy online calculators to help you evaluate your financial situation. Once you have had a chance to run your numbers, our qualified Mortgage Originators would be happy to sit down with you to discuss your options.
Other options for you
Some federal programs exist for first time buyers that require as little as 3% down on their home. Check out FHA Loans, or if you or your spouse are a veteran, reservist, or active military, you could qualify for a VA Loan. Also, the Dream Makers program is a special grant available to military - you may be eligible!
You might want to check out a few easy-to-understand flyers we have created for you. These are easily downloaded to print from your desktop printer.
Here's another free download with information relevant to first time homebuyers.
For information on mortgages, call our Member Help Center at (937) 912-7680 or (800) 762-0047.
You can always contact one of our friendly, knowledgeable Mortgage Originators to find out more. They will help you find the right mortgage for you.
* For specific tax advice, consult a qualified tax professional.