Wright-Patt Credit Union

Wright Mortgages

USDA Rural Development Mortgages

This government guaranteed program is little known, but could be a great option for some buyers who need a mortgage with no down payment required. Many buyers, including those with low income or fixed income, are eligible for this 30-year fixed rate mortgage.

Some of the benefits of the program include:

  • The mortgage amount is based on 100% of the appraised value of the property
  • No down payment, and no minimum contribution
  • No private mortgage insurance required
  • Flexible credit guidelines
  • Low interest rates
  • No limit on seller concessions

There are some excellent resources online to give you more information about the types of property that qualify for this type of mortgage.

USDA Rural Development

USDA Rural Development Mortgage Guidelines

You can always contact one of our friendly, knowledgeable Mortgage Originators to find out more. They will help you find the right mortgage for you.

Equal Housing Opportunity

Mortgage loans processed and underwritten by myCUmortgage, LLC — a wholly-owned subsidiary of Wright-Patt Credit Union, Inc. All loans subject to credit approval and property appraisal.

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Product Rate APR*
30-yr fixed 4.625% 4.918%
15-yr fixed 4.250% 4.754%
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